Just because your credit is good enough to qualify for a mortgage doesn’t mean you should. Whether you’re buying a home for the first time or just the first time in a while, it’s easy get swept up.
Requirements for getting a mortgage loan often change, and if you are considering applying for a home loan in the near future, be ready to cough up the cash. Walking into a lender’s office with zero cash is a quick way to get your home loan application rejected.
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There is no shame if you can’t qualify for a loan. You may be a college student. (Limited financial history) You may be paying off student loans, but also need a mortgage to buy a home. (High.
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