(Points are fees paid to a lender equal to 1 percent of the loan amount and are in addition to the interest rate.) It was 3.73 percent a week ago and 4.52 percent a year ago. The 15-year fixed-rate.

Update on the Discontinuation of fhfa’s monthly interest rate survey (mirs). metropolitan area and by Federal Home Loan Bank district, and was used to compile FHFA’s monthly adjustable-rate mortgage index entitled the "National Average Contract Mortgage Rate for the Purchase of Previously.

Mortgage rates set by independent lenders are also influenced by the interest rate which the Federal Reserve charges banks for borrowing money. In the early 1980s, high-rate loans emerged as a part of the Federal Reserve’s plan to fight inflation. By October 1981, the average rate for 30-year mortgages reached its all-time high of 18.63%.

Low Rate Home Loans Home Loans – Southland Credit Union – Low rates; We offer low rates on fixed and adjustable loans.. An Adjustable Rate Mortgage features a low rate for a fixed period of time, from three to ten years.

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association.

If your credit and income are strong, interest rates tend to be lower on your second home through a home equity loan. Otherwise, interest rates could be higher to ensure that lenders are covered if the borrower hits a bump in the road – in which case the borrower is much more likely to cease payments on the second home than the first.

30 Yr Interest Rate History 15 Year interest rates history find the best georgia home loans using our free local mortgage rate tool.. 15 yr jumbo fixed mtg refi, 3.25%, 3.25%, 0.00. A 30 year loan whose interest rate stays the same over the loan term. Best for. Historical Mortgage Rates in Georgia.History of Mortgage Interest Rates 15- & 30-Year Fixed-Rate Mortgages (FRM) 1972 to The Present – Click Here for Recent Mortgage Rates – – Click Here for A Chart of Mortgage Rates – This webpage contains a large table. Please be patient while the page loads.Us Bank Prime Rate U.S. Bank Raises Prime Lending Rate to 5.25 Percent from 5.00. – U.S. Bancorp USB announced it has raised its prime lending rate to 5.25 percent from 5.00 percent, effective tomorrow, September 27, 2018,

Mortgage Interest Rate forecast for December 2019. Maximum interest rate 3.42%, minimum 3.22%. The average for the month 3.31%. The 15 Year Mortgage Rate forecast at the end of the month 3.32%. 15 Year Mortgage Rate forecast for January 2020. Maximum interest rate 3.50%, minimum 3.30%. The average for the month 3.38%.

Today’s Lowest Manufactured & Mobile home loan rates! 4.750% >>> First 3 Years Last 12 Years @ 3.875% + 1 Year Libor Rate Reflective APR 4.870%** 4.750% >>> First 3 Years Last 12 Years @ 3.875% + 1 Year Libor Rate Reflective APR 4.870%**.

 · For instance, in 1971 you could get a mortgage with a 7.54 percent interest rate – that rate steadily rose until 1981, when you would have had to pay a 16.64 percent interest rate on a home loan. Rates on mortgages began to decline after 1981, but you still had to pay double digits until 1991 when the rate went down to 9.25 percent.